Start Your Beachfront Retirement in 30 Towns Under $40,000 a Year

19. Pensacola, Florida

Pensacola, Florida, shines as a top destination for retirees with its stunning beaches, vibrant downtown, and affordable living. It's also one of the best places to live in the United States. From cultural attractions like the Saenger Theater and the Pensacola Museum of Art to summer seafood festivals and concerts, there's always something exciting to do.

Florida's lack of state income tax makes it an appealing choice for retirees, allowing them to stretch their budgets further. With median home prices at $140,000 and reasonable rent ranging from $800 to $1,500, retirees can enjoy a comfortable lifestyle without financial strain. The abundance of outdoor and indoor entertainment options, from fishing and boating to exploring Miami's hotspots and the Everglades, ensures retirees can fill their days with enriching experiences.