Start Your Beachfront Retirement in 30 Towns Under $40,000 a Year

26. Ocean Springs, Mississippi

Are you looking for a retirement spot with all the charm of Southern Florida minus the hefty price tag? Ocean Springs, Mississippi, might just be your ticket to coastal bliss. With its inviting beaches, warm winters, and Southern hospitality, it's a haven for retirees seeking a relaxed pace of life.

Nestled along the Mississippi Gulf Coast, Ocean Springs offers a median home value of only $165,000, making beachfront living surprisingly affordable. While hurricanes pose a seasonal concern, the allure of this vibrant community outweighs the risk. From the Barrier Islands' turquoise waters to Government Street's lively music scene rivaling that of New Orleans, Ocean Springs brims with attractions. Whether you prefer quiet homes or bustling condos near entertainment hubs, there's a living option to suit every taste.

Outdoor enthusiasts will revel in ocean fishing, crab catching, and other adventures readily available at budget-friendly prices. With its diverse appeal, Ocean Springs consistently earns accolades as one of the top beach cities in the US—a testament to its allure for retirees seeking coastal charm.