Start Your Beachfront Retirement in 30 Towns Under $40,000 a Year

15. Placencia, Belize

If you're dreaming of expat life in paradise, Placencia, Belize, is worth considering. With 16 miles of pristine beaches along the Caribbean Sea and breathtaking views of the Maya mountain chain, it's truly a slice of heaven. Once a quaint fishing village, Placencia now offers a vibrant scene with bars, restaurants, and cafes to enjoy.

The weather remains consistently delightful year-round, with highs around 86 degrees and lows at 71. Belize's clear waters and diverse marine life make it a hotspot for scuba diving and snorkeling enthusiasts.

English is widely spoken in Belize, making it a welcoming destination for tourists and expats alike. Here apartments are affordable, averaging $500 per month, with options for more luxurious accommodations at $850 per month. Permanent living in a condo or small house ranges from $100,000 to $150,000.

With a favorable exchange rate of one US dollar to two Belize dollars, your retirement income can go a long way in Placencia.