Start Your Beachfront Retirement in 30 Towns Under $40,000 a Year

20. Bay St. Louis, Mississippi

Nestled along the Gulf Coast, Bay St. Louis, Mississippi, offers retirees a haven of outdoor activities and cultural delights. From golfing to hiking, fishing, and exploring museums, there's something for everyone to enjoy in this charming town.

With hot summers and mild winters, the weather allows for year-round gardening and outdoor pursuits. Fresh seafood and Southern cuisine tantalize the taste buds, adding to the appeal of retiring in Mississippi.

Moreover, the area boasts a relatively low cost of living, ensuring retirees can savor their golden years without financial strain. With ample opportunities for outdoor adventures, retirees can enjoy life to the fullest without breaking the bank.